Specialist Services

Risk Protection Strategies and Long Term Business Planning

For many business owners, the daily demands of running a business leave little time for long-term planning. This can place your business in a vulnerable financial position if there is a change in ownership or misfortune strikes.

How Does Salary Sacrificing Work and Can I Afford It?

Salary sacrificing involves a request by you to your employer to make a super contribution from your pre-tax salary.

Whatever your age or stage of work, making salary sacrifice contributions can be a tax-effective way to top up your super and it could also reduce the income tax you pay.

Getting the Best Result from Retrenchment

If you are retrenched, you’ll have a lot of issues to consider. For some, retrenchment can lead to an exciting new beginning. For others, it can be a source of emotional turmoil with the potential to cloud good judgement. Whatever your situation, it’s important to get sound financial advice on your entitlements and how you can make the most of the money you receive.

What Benefits Do I Qualify For?

When planning for your financial future, it is important to find out if you qualify for any of the government benefits available to individuals and families. These include (but are not limited to) the Age Pension, Mature Age Allowance, Family Tax Benefit, Parenting Payment and Disability Support Pension. There is also a range of benefits for service veterans.