Superannuation is Australia’s retirement savings system that is designed specifically to help you out in the future after you have retired and stop earning your earned income. Although most people know what super is – it is important to understand how it works and why it is so important for you in the later years. Most Australian workers are required to contribute a portion of their income into a nominated superannuation fund which is invested on your behalf. Superannuation is an important part of the Australian retirement system because it helps ensure that individuals have enough money to support themselves in retirement. The amount of money you have in your super fund will depend on various factors, such as the amount you contribute, the performance of your fund’s investments, and any fees or charges associated with your account.

Roe Financial offer financial advice to aid and assist you with the best decisions you can make now that can have a significant impact on your future retirement income. We can help you understand the different types of super funds, investment options, and contribution strategies available to you. Our team will also provide guidance on how to maximise your super balance, minimise fees and charges, and take advantage of any tax benefits associated with superannuation. Overall, seeking financial advice with Roe Financial can help you make informed decisions about your superannuation and ensure that you are on track to achieve your retirement goals. By taking a proactive approach to managing your super, you can increase your chances of enjoying a comfortable retirement.